Risk Management

We assist in determining appropriate credit policy in the context of an institution's strategy and in compiling appropriate documentation such as manuals and procedures. We are also able to review the integrity of the credit process based on established policies.

We can assist management in determining the types of information and structures, which provide pro-active risk management. We assist in establishing risk rating systems for assets, contingent liabilities and trading instruments and can apply these to methods for loan loss provisioning and evaluation of capital allocations.

We have been active in the introduction of risk adjusted capital structures in the banking and insurance sectors.

Representative assignments include:

• For a UK bank set up a risk rating system and assisted in devising a loan loss provisioning methodology
• For a US regional bank assisted in the introduction of risk-adjusted performance measures
• For a European bank led the team in preparation for credit risk portfolio management
• Surveyed global best practice in structuring risk control systems for a leading European bank
• Project management for a group of financial institutions forming a new on-line platform to service independent financial advisors