Hot off the Press

Retail Banking Strategies 2011 – the Critical Dimensions for Excellence

The aftermath of the financial crisis has produced a tectonic shift across all core retail banking strategies. The book examines the key strategically important questions for bankers and others interested in the drivers of success in today's post-crisis banking world.

Based on in-depth interviews with senior executives of leading retail banks as well as independent management consultants, rating agencies and bank regulators with a deep knowledge of the sector, the report digs deep into the collective experience and instincts of these leading practitioners to produce a strategic blueprint for banking excellence in these most 'interesting' of times.

Key issues covered include: business models; product range; client base; geographic scope; distribution channels; costs, and much more.

For further information, click here to download a copy of the flyer or use this link to order a copy now.



Effective Bank Regulation & Supervision: Lessons from the Financial Crisis


The recent financial crisis has unleashed a flood of views on what happened, why it happened, and what new regulatory measures and structures might prevent or mitigate such crises in the future.  Effective Bank Regulation and Supervision: Lessons from the Financial Crisis takes a different approach.  Based on in-depth interviews with more than 30 senior, experienced bankers, regulators, consultants and others deeply involved in the regulatory process, it seeks to answer two key questions:

Which bank regulators around the world have demonstrated relatively superior results in terms of regulatory outcomes? and

What lessons for the future can be drawn from their experience?

The result is a ground-breaking insight into the likely future success of bank regulation and the key factors which will determine such outcomes.

For further information click here to download a copy of the flyer and to buy a copy of the book, please contact the publisher via the links below:

www.searchingfinance.co.uk
enquiries@searchingfinance.co.uk
+44 (0) 7885 441682



Banking in Turmoil: Strategies for Sustainable Growth (Palgrave)

The current banking crisis has tested every dimension of banking and created maximum uncertainty for its future. Yet banks must plan for this future. The book covers interviews with 25 senior bank executives, management consultants, regulators, rating agencies and analysts to understand how the strategies of the leading banks might evolve in the future. Its unique research, case studies of success, and conclusions for the future should be of interest to senior bank management as well as their advisors, regulators and analysts.
For more information on this study, including how to purchase a copy, click here to download the flyer or click here to order online.


BANK MERGERS AND ACQUISITIONS: The Lessons of Global Experience

Written by Steven I Davis and published by VRL Knowledgebank


A study of the issues which drive merger decisions, it looks at the success factors in achieving positive results, the leadership required and the valuation methods used. We take a look at the various analyses done of the effect which mergers and acquisitions have on shareholder value. To provide an illustration of the approaches to M&A in the banking industry, we have included ten case studies with varying degrees of success.

Our analysis has been augmented by interviews with 30 people who have an in-depth knowledge of the industry. These include financial analysts, management consultants, academics, fund managers, investment banks and rating agencies.

For more information on this study, including how to purchase a copy, click here to download the flyer.



BEST PRACTICE IN BANKING THE AFFLUENT

Written by Steve I Davis and published by VRL Knowledgebank


The affluent client segment defined in this report as having investable assets equivalent to $100,000 to $1,000,000 represent a large and strategically important client group for retail banks worldwide. This study uses interviews with consultants and other experts plus case studies to articulate the strategies pursued and the successes for distribution channels, segmentation and service levels amongst other elements.

To learn more about this study, including how to purchase a copy, click here to download the flyer.

BANCASSURANCE
The Lessons in Global Experience in Banking and Insurance Collaboration

Written by Steven I Davis and published by VRL Knowledgebank

This study evaluates global best practice in selling insurance products to a retail client base. Banking and insurance firms have discovered that the sale of insurance products to a retail banking client base is not as straightforward as originally hoped. At the core of this study is a series of in-depth interviews with leading industry players which along with twelve case studies offer insights into successful strategies and tactics.

To learn more about this study, including how to purchase a copy, click here to download the flyer.



EXCELLENCE IN BANKING REVISITED!
Steve Davis
(Macmillan 2004)

September 2004 184 pp 216 x 138 mm
Hardback £ 70.00 1-4039-3623-4

The sequel to two in-depth studies of the management of excellent banks written in the 1980s, this new volume addresses the key issues that preoccupy the leadership of today's most admired banking institutions. After reviewing the lessons learned from the previous studies, the author examines best practice in addressing issues such as culture, leadership, risk management, managing size and complexity, and sustaining revenue growth. The book concludes with the views expressed by the interview sample on the future evolution of the banking sector, following by the author's own forecasts based on 20 years of study of the world of financial services.

Click here to download flyer or click here to order online.




INDEPENDENT RESEARCH: LET'S GO BACK TO BASICS!


Overwhelmed and confused by the plethora of solutions offered by the US regulators and others to the issue of independent equity research, we submitted the attached to the Comment page of the Financial Times in November, 2002. To our knowledge it has not been published, nor is there any indication it ever will be, but we thought our friends might be interested in our reflections!

Click here to download


A REPORT CARD FOR BANCASSURANCE IN EUROPE - AND LESSONS FOR THE FUTURE

17th January 2003

As other markets like the US introduce the concept of bancassurance - the fusion of retail banking and insurance - it is timely to summarise the conclusions from Europes decade-long experience with the reality on the ground. In terms of business mix and market positioning, winners include insurers like ING who have acquired successful banking businesses and the southern European banks who have won dominant positions in life insurance distribution through organic growth. Losers - even before the recent collapse of equity values - include many who bought insurers for their assets under management as well as perceived ability to distribute banking products. Yet many open questions remain to be researched - in particular the bancassurance potential in northern European markets like the UK and Germany.

Click here to download


CROSS-SELLING IN RETAIL BANKING
Meeting the revenue growth challenge


Written by Steven I Davis and published by VRL Knowledgebank

An assessment of the challenges and opportunities inherent in cross-selling as a driver of revenue growth, this study examines the most successful strategies, the critical success factors and lessons learned from other banks. Central to this study is a wide range of interviews include industry leaders as well as professionals and advisors to the industry. Twelve current case studies help to illustrate the wining strategies.

To learn more about this study, including how to purchase a copy, click here to download the flyer.


< go back

 

What's New

In this section we round up recent events and initiatives at DIBC.

Hot off the Press
Retail Banking Strategies 2011 – the Critical Dimensions for Excellence

The Strategist
DIBC's semi-annual newsletter updating clients and friends on our latest research and client assignments.

Diary Dates
The 2012 dates for the International Bank Planners Forum have now been set. Make sure they are in your diary!


Publications & Presentations

Effective Bank Regulation”, presentation to ICFR programme, June 2010

see more in our Books and Reports section...